You Are Guaranteed Essential Health Benefits Under the Law. But Republicans Want to Take Them Away.
The Affordable Care Act guarantees that your health care plan includes essential health benefits like hospitalization. People with pre-existing conditions can't be discriminated against. Before the ACA, many people were stuck with "junk plans" that barely covered anything. A trip to the emergency room or the birth of a child left people with tens of thousands of dollars in debt.
That's why medical bills were the leading cause of bankruptcy in America before the Affordable Care Act.
Under the law, people with pre-existing conditions like cancer, diabetes and asthma can't be denied health coverage or have their rates jacked up so they can’t afford health plans. There are more than 4 million people in Michigan with pre-existing conditions.
When asked by their constituents about health care, Republicans said, time and time again, that they oppose the law requiring insurance plans to cover essential health benefits.
Other essential health benefits Republicans don’t consider necessary include emergency room care; prescription drugs, despite skyrocketing costs; and substance abuse treatment, even in the wake of the opioid crisis.
And many Republicans oppose another essential benefit. Many said that they don’t believe materniry care needs to be covered in health care plans.
Here's a partial list of pre-existing conditions that could be excluded if Republicans kill the ACA: